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American Rescue Plan Act (ARPA) – MGOCPA https://wpexplore.leftrightstudio.net A top CPA and Accounting Firm Wed, 03 May 2023 15:51:17 +0000 en-US hourly 1 https://wordpress.org/?v=6.9.4 https://wpexplore.leftrightstudio.net/wp-content/uploads/2022/09/cropped-MGO-favicon-32x32.png American Rescue Plan Act (ARPA) – MGOCPA https://wpexplore.leftrightstudio.net 32 32 Accounting for Financial Support and Adapting to Changes in Grant Reporting https://wpexplore.leftrightstudio.net/perspective/accounting-for-financial-support-and-adapting-to-changes-in-grant-reporting/ Thu, 17 Feb 2022 00:51:46 +0000 https://mgocpa.829dev.com/perspective/accounting-for-financial-support-and-adapting-to-changes-in-grant-reporting/ Financial assistance provided through the Coronavirus Aid, Relief, and Economic Security Act (CARES Act) and the American Rescue Plan Act (ARPA) offered necessary support for many organizations during the pandemic. The influx of resources made available to state, local, territorial, and Tribal governments brought with it the continued need for sound accounting practices and financial reporting for grants.

Now is a good time to evaluate and improve your financial reporting process for grants. While grants are subject to many reporting requirements, we will focus on revenue recognition under accounting principles generally accepted in the United States of America (GAAP) and the schedule of expenditures of federal awards, as required by Uniform Guidance.

Financial reporting in accordance with GAAP

In June 2020, the Governmental Accounting Standards Board (GASB) issued Technical Bulletin No. 2020-1, Accounting and Financial Reporting Issues Related to the Coronavirus Aid, Relief, and Economic Security Act (CARES Act) and Coronavirus Diseases (TB 2020-1). TB 2020-1 helps governments navigate the complexities of accounting for CARES Act funding. It addresses issues such as the type of financial assistance, characterization of loss of revenue, and effect of amendments. While ARPA funds have their own complexities, the principles established in TB 2020-1 for the CARES Act translate well to ARPA, and GASB has not published further guidance for ARPA.

In TB 2020-1, GASB provides guidance that the Coronavirus Relief Fund (CRF) resources are voluntary nonexchange transactions subject to eligibility requirements. The Local Fiscal Recovery Funds in ARPA are like the CRF resources in the CARES Act and should be treated consistently. This means the award should be recognized in the period when all applicable eligibility requirements are met.

When evaluating revenue recognition for voluntary nonexchange revenues, remember that the recipient cannot incur allowable costs until there is an executed grant agreement. For the ARPA funds, this means the recipient has signed all the required documents accepting grant terms and conditions, and that the recipient has received confirmation of the award before the end of its reporting period.

The presumed applicable period is the immediate provider’s fiscal year and begins on the first day of that year, based on the provider’s appropriation to disburse the resources. For the CARES Act, few cities met the threshold for directly awarded metropolitan cities, which subjected them to the state’s provisions rather than as a direct recipient of the federal government. For example, California cities and counties that received pass-through awards from the State of California were unable to recognize grant revenue in fiscal year ended June 30, 2020, because the State of California did not make the appropriations available to governments until July 1, 2020, through passage of its budget act.

The ARPA funds, which were directly distributed to a considerably greater number of recipients, were appropriated immediately by the federal government upon signing ARPA into law. That means the direct recipients of ARPA funds and the non-entitlement units of governments that received their allocations from states that executed the awards before the end of the reporting period, may recognize revenue immediately upon execution of the award, if they met the eligibility criteria.

For those governments that received cash before the end of the reporting period, a liability should be reported for the portion of financial assistance that was not recognized as revenue. For those governments that did not receive cash before the end of the reporting period, a receivable should be reported for the portion of financial assistance that was recognized as revenue.

The possibility of a single audit

While many governments require an annual single audit due to the amount of federal awards received each year, many others are below the threshold for requiring a single audit. Funding related to COVID-19 resources may push more governments over that $750,000 threshold.

For governments unfamiliar with single audits, it is important to prepare. Taking inventory and reading the guidance provided by the Office of Management and Budget (OMB) and awarding federal agencies will help you understand and equip yourself to submit (and pass) a single audit.

What is the SEFA?

The schedule of expenditures of federal awards (SEFA) acts as a supplemental schedule to the financial statements that an organization produces when it is subject to a single audit requirement. This requirement is triggered when the federal expenditures reported on the SEFA exceed $750,000 or more over the organization’s fiscal year

Preparing the SEFA is no small task. It must be completed in accordance with the Uniform Guidance and include all federal expenditures. In addition to determining the amount of federal expenditures, the Uniform Guidance specifies how the amounts are to be reported. Individual federal programs should be listed by federal agencies, and pass-through entities should be noted as well.

The single audit and ARPA

On March 19, 2021, the OMB released a memo that detailed single audit updates to be aware of in ARPA. The updates give awarding agencies the discretion and the authority to grant some exceptions to recipients who are affected by the pandemic if they are permissible by law. These entities do not necessarily have to be recipients of COVID-19 related financial assistance to receive these exceptions.

The most notable update is the extension of the single audit submission due date. For those recipients who did not file their single audits with the Federal Audit Clearinghouse by March 19, 2021, and had fiscal year-ends through June 30, 2021, the submission of their reporting packages was extended to six months past the normal due date, and no action by the awarding agencies or recipients is necessary. However, the documentation showing the reason for the delay in filing must be retained.

Additional updates include:

  • Awarding agencies may allow some necessary incurred pre-award costs.
  • Awarding agencies may allow extensions of awards, which gives recipients more time to resume projects and expend the funds.
  • Prior approval requirements may be waived.
  • Awarding agencies can grant recipients up to a three-month extension beyond the normal due date to submit financial, performance, and other required reports.
  • The award application deadlines can be flexible.

While it is clear the OMB is attempting to be reasonably flexible, maintaining clear documentation of your grants and expenditures will be helpful as new and changing guidance becomes available.

Understand the current requirements and look for changes

The pandemic threw many organizations into survival mode. However, with federal, state, and local support many have weathered the financial difficulties over the past 18 months as well as can be expected. As organizations move forward, they will have to account for how they survived, where the monetary support came from, and where the money went. The near future will require unprecedented diligence, flexibility, and perhaps most of all, patience.

MGO is here to help

Guidance over grant funding, especially as it relates to CARES Act and ARPA programs, are continuing to develop and evolve. It’s important to stay on top of the latest changes and updates, as utilization of these resources are critical to the financial recovery of your organization and the proper reporting of those resources to stakeholders and the federal agencies charged with oversight. If you need personalized guidance, don’t hesitate to reach out to your MGO contacts.

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The American Rescue Plan Act (ARPA) https://wpexplore.leftrightstudio.net/perspective/the-american-rescue-plan-act-arpa/ Fri, 14 Jan 2022 22:36:19 +0000 https://mgocpa.829dev.com/perspective/the-american-rescue-plan-act-arpa/ The American Rescue Plan Act (ARPA)

MGO’s panel of professionals provide an overview of ARPA, including allowable costs and revenue recognition, and the panel discuss their individual thoughts about the impact these will have on their organizations.

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Upcoming Tax Provision Changes You’ll Want to Know About https://wpexplore.leftrightstudio.net/perspective/upcoming-tax-provision-changes-youll-want-to-know-about/ Sat, 20 Nov 2021 04:42:49 +0000 https://mgocpa.829dev.com/perspective/upcoming-tax-provision-changes-youll-want-to-know-about/ Almost three months after it passed the U.S. Senate, the U.S. House of Representatives has passed the Infrastructure Investment and Jobs Act (IIJA), better known as the bipartisan infrastructure bill. While the bulk of the law is directed toward massive investment in infrastructure projects across the country, a handful of noteworthy tax provisions are tucked inside it. Here’s what you need to know about them.

Early termination of the Employee Retention Credit

The IIJA terminates the Employee Retention Credit (ERC) created by the CARES Act earlier than originally planned. The American Rescue Plan Act (ARPA) had extended the credit to eligible employers for the third and fourth quarters of 2021. Under the new law, the ERC — which for 2021 is worth up to $7,000 per qualifying employee per quarter — is no longer available for wages paid after September 30, 2021 (rather than December 31, 2021), except for so-called “recovery startup businesses.”

The ARPA generally defines recovery startup businesses as those that began operating after February 15, 2020, and have annual gross receipts for the three previous tax years of less than or equal to $1 million. These employers can claim the ERC for up to $50,000 total per quarter for the third and fourth quarters of 2021, without showing suspended operations or reduced receipts.

However, clients can still file retractive amendments to claim credits missed (seek refunds) for Q1 – Q4 2020 and Q1 – Q3 2021.

New information reporting on digital assets

The IIJA requires brokers to report to the IRS the cost basis of digital assets transferred by their clients to nonbrokers, similar to how securities brokers report stock and bond trades. “Digital assets” are defined as “any digital representation of value which is recorded on a cryptographically secured distributed ledger or any similar technology.” This definition could ensnare not only cryptocurrencies like Bitcoin and Ethereum, but also certain nonfungible tokens (NFTs). The IIJA expands the definition of the term “broker” to include those who operate trading platforms for digital assets, such as cryptocurrency exchanges.

In addition, the IIJA modifies existing tax law to redefine “cash” subject to reporting to include “any digital representation of value”. As a result, individuals engaged in a trade or business must submit IRS Form 8300, “Report of Cash Payments Over $10,000 Received in a Trade or Business,” when they receive such amounts in one transaction or multiple related transactions.

The digital assets provisions take effect for returns required to be filed, and statements required to be furnished, after December 31, 2023. The IRS is expected to provide guidance before that time, but some businesses may find that accepting cryptocurrencies for payment isn’t worth the reporting burden.

Miscellaneous tax provisions

The IIJA extends several excise taxes used to fund highway spending, extends and modifies certain Superfund excise taxes, and allows private activity bonds for qualified broadband projects and carbon dioxide capture facilities. It extends pension funding relief and expands certain IRS administrative relief for taxpayers affected by federally declared disasters and “significant fires.”

More to come

The majority of the Democrats’ proposed tax law changes, to the extent they survive ongoing negotiations, will be included in the Build Back Better Act (BBBA). The BBBA could, for example, have significant provisions regarding the child tax credit, the cap on the state and local tax deduction, and limits on the business interest expense deduction. We’ll keep you current on the developments that could affect both your personal and business’s bottom lines.

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Tribal Governments to Receive $32.4 Billion in Financial Support https://wpexplore.leftrightstudio.net/perspective/tribal-governments-to-receive-32-4-billion-in-financial-support/ Thu, 25 Mar 2021 06:51:23 +0000 https://mgocpa.829dev.com/perspective/tribal-governments-to-receive-32-4-billion-in-financial-support/ Tribal nations throughout the U.S. states and territories have been disproportionally impacted by the COVID-19 pandemic. In many areas, Tribal health providers have been overwhelmed by cases and drops in tax revenue are creating budget crises. With disaster on the horizon, the American Rescue Plan Act of 2021, a $1.9 trillion economic stimulus plan signed into law by President Biden, contains numerous provisions directly aimed at supporting Native communities.

In the following, we highlight how the bill will affect Tribal governments, and detail additional funding opportunities for Native American communities.

American Rescue Plan Act of 2021: Impact on Tribal governments

During the COVID-19 pandemic, Tribal governments and health systems have been stretched to the breaking point. The American Rescue Plan does a lot to address this looming crisis by delivering over $32.4 billion in funding that will go directly to Tribal nations and numerous health programs that benefit Native communities. The bill also includes a number of historic firsts that respect Tribal sovereignty, including:

  • Direct access for Tribal members to the Small Business Credit Initiative
  • Equal access to Medicaid reimbursement resources for Native healthcare providers
  • Dedicated resources protecting Native languages and cultures

Much of the relief funding is allocated and disbursed automatically using metrics that include population, economic conditions, and unemployment rates. While each program has different disbursement details, broadly speaking, payments are delivered in two or more installments, the first coming within a 60-day window following the bill becoming law, and future installments in 2022 and beyond.

Other programs will require Tribal authorities to apply for grants based on specific needs.

Key provisions of the American Rescue Plan of 2021 affecting Tribal governments

Coronavirus State Fiscal Recovery Fund

Sec. 9901, SSA-Sec. 602

$20 billion for federally recognized tribal governments (excluding Alaska Native Corporations) to combat COVID-19 and stabilize Tribal community safety-net programs:

  • First $1 billion will be split evenly among the 574 federally recognized tribal governments with each tribal government receiving approx. $1.74 million.
  • The remaining $19 billion to be allocated among the 574 federally recognized tribal governments based on tribal population and other factors to be determined by the U.S Treasury.

Coronavirus Capital Projects Fund

Sec. 9901, SSA-Sec. 604

$100 million available for tribal governments to support critical capital projects directly enabling work, education, and health monitoring in response to COVID-19:

  • Tribal governments and the state of Hawaii receive $100 million to be split among them evenly of no less than $50,000 per entity.

NOTE: The Treasury Department will establish an application process for grants from the fund within 60 days of enactment of the law.


Local Assistance and Tribal Consistency Fund

Sec. 9901, SSA-Sec. 605

$500 million for eligible tribal governments.

Eligible tribal governments will receive $250 million allocated based on each eligible Tribe’s economic conditions for FY 2022 and 2023, respectively.

NOTE: Payments from this fund may be used for any governmental purpose other than a lobbying activity.


Additional Tribal Government Programs

Indian Health Service and Native Hawaiian Health Care Systems

Sec.11001

$6 billion to be allocated to the Indian Health Service and Native Hawaiian Health Care Systems

Indian Health Service

  • $2.340 billion for COVID-19 vaccines, testing, tracing, mitigation, and workforce expenses
  • $2 billion for lost third-party medical billing reimbursements
  • $600 million for health facility construction and sanitation programs
  • $500 million for clinical health services and Purchased/Referred Care
  • $420 million for mental and behavioral health
  • $140 million for improving health IT and telehealth access
  • $84 million for Urban Indian Health Programs
  • $10 million for potable water delivery

Native Hawaiian Health Care Systems

  • $20 million set-aside for Papa Ola Lōkahi and the Native Hawaiian Health Care Systems

Bureau of Indian Affairs Programs

Sec. 11002

$900 million to be allocated as follows:

  • $772.5 million for Tribal government services (i.e., general welfare assistance, assistance to Tribal governments, public safety, child welfare)
  • $100 million for the Housing Improvement Program
  • $20 million for potable water delivery
  • $7.5 million for administrative costs and oversight

HUD Tribal & Native Hawaiian Housing Programs

Sec. 3206 and Sec. 11003

$1.248 million to be allocated as follows:

  • $498 million Tribal set-aside within Treasury’s Homeowners Assistance Program for Tribes and Native Housing Programs
  • $450 million for the Indian Housing Block Grant
  • $280 million for the Indian Community Development Block Grant
  • $15 million for technical assistance, administrative costs, and oversight
  • $5 million for the Native Hawaiian Housing Block Grant
  • $5 million for administrative costs and oversight

Native Languages

Sec. 11004

$20 million for a new emergency Native language preservation and maintenance grant program through the Administration for Native Americans.


Native Education Programs

Sec. 2003, Sec. 11005, Sec. 11006

$1.1+ billion for Native education programs, including Bureau of Indian Education schools, Tribal education agencies, Tribal colleges and universities, Native Hawaiian education programs, and Alaska Native education programs allocated as follows:

  • $850 million for Bureau of Indian (BIE) education programs, BIE K-12 schools & dormitories, and Tribal Colleges and Universities
  • $190 million for Department of Education grants to Tribal Education Agencies, Native Hawaiian education organizations, and Alaska Native education organizations
  • $142+ million for Tribal Colleges and Universities through the Higher Education Emergency Relief Fund
  • $89+ million for Native-serving institutions of higher education, including Alaska Native and Native Hawaiian serving institutions, through the Higher Education Emergency Relief Fund

Native Families

Sec. 1006, Sec. 2201, Sec. 2202, Sec. 2203, Sec. 2205, Sec. 2601, Sec. 2912, Sec. 2921, Sec. 3401, Sec. 9201, Sec. 9801

Over $1 billion to be allocated as follows:

  • $20.2 million to tribal colleges and universities
  • $1.072 billion for Tribal child care programs and support
  • $400 million for child care assistance programs
  • $75 million for Tribal TANF grantees to provide assistance to families in need through the Pandemic Emergency Assistance Fund
  • $25.4 million for Head Start
  • $2.5 million for child abuse prevention and treatment
  • $20 million for community health centers
  • $15 million for water assistance program
  • $25 million for supporting Native elders
  • $35 million for tribal transit agencies through the rural areas formula grants and discretionary grants

State Small Business Credit Initiative

Sec. 3301

$500 million to be allocated to tribal governments as follows:

  • Based on employment and economic data, Tribes can participate for the first time in the Treasury’s State Small Business Credit Initiative

Programs for Violence Survivors

Sec. 2204

$19 million for Native communities’ efforts to combat domestic violence allocated as follows:

  • $18 million for Tribal awardees through the Family Violence Prevention & Services Act
  • $1 million for “Stronghearts” Native Domestic Violence Hotline

Final thoughts

With billions of dollars in aid becoming available to Tribal government agencies, the use of these funds is going to be tracked very closely by federal regulators. If you have any questions about how funds can be utilized, and how to track and report this use, MGO’s dedicated State and Local Government team can help. Contact Us

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$432 Billion in COVID-19 Relief Slated for State, Local, and Tribal Governments https://wpexplore.leftrightstudio.net/perspective/432-billion-in-covid-19-relief-slated-for-state-local-and-tribal-governments/ Wed, 24 Mar 2021 03:17:51 +0000 https://mgocpa.829dev.com/perspective/432-billion-in-covid-19-relief-slated-for-state-local-and-tribal-governments/ Throughout the COVID-19 pandemic, state, local, and Tribal governments have been on the frontlines, organizing and providing essential medical care and navigating the endless complications created by shutdowns in their communities. Until now, these government agencies have received aid to directly support COVID-19 responses, but not address disastrous budget deficits, looming layoffs and other emerging issues.

That all changed on March 11, when President Biden signed the American Rescue Plan Act of 2021 into law. The bill allocates $432 billion in direct financial support to U.S. territories, states, and local and tribal governments. In the following, we highlight how the bill affects state, local, and Tribal governments, and breakdown the details of key provisions.

American Rescue Plan of 2021: Impact on State, Local and Tribal Governments

The American Rescue Plan of 2021 contains wide-ranging programs designed to support state, local, and Tribal governments through the financial crises resulting from the COVID-19 pandemic. These include active support for COVID-19 response and planning, funds for in-state capital improvement projects, emergency housing support, and much more.

Much of the relief funding is allocated and disbursed automatically using metrics that include population, economic conditions, and unemployment rates. While each program has different disbursement details, broadly speaking, payments are delivered in two or more installments, the first coming within a 60-day window following the bill becoming law, and future installments through 2022 and beyond.

Other programs will require state and local authorities to apply for grants based on specific needs.

One of the highlights of the revised funding and plan is looser restrictions on how funds from the Coronavirus State Fiscal Recovery Fund can be utilized. The accepted uses include:
• Funding government services that have been curtailed due to decreases in tax revenue caused by the pandemic.
• Aid to households, small businesses and nonprofits, and impacted industries like tourism, hospitality and travel.
• Making “necessary investments” in water, sewer, or broadband infrastructure.

While potential uses have been broadened, all programs require stringent rules for intended use, tracking and reporting.

Highlights of the American Rescue Plan of 2021

Coronavirus State Fiscal Recovery Fund

Sec. 9901, SSA-Sec. 602

50 States and the District of Columbia receive $195.3 billion in aid:

  • $25.5 billion will be split evenly among each state and the District of Columbia, with each state and the District of Columbia receiving $500 million in aid.
  • $168.55 billion distributed based on each state’s share of total unemployed workers over the period of October 2020 to December 2020.
  • District of Columbia receives additional $1.25 billion.
  • Tribal governments receive $20 billion (further discussion to come).
  • U.S. territories receive $4.5 billion.
  • U.S. Treasury receives $50 million to cover costs of administration of the fund.

Coronavirus Local Fiscal Recovery Fund

Sec. 9901, SSA-Sec. 603

Local governments to receive $130.2 billion in aid to be split among counties, metropolitan cities, and non-entitlement units of local government:

  • Counties receive $65.1 billion in population-adjusted payments, with additional adjustments for Community Development Block Grant (CDBG) recipients.
  • Metropolitan cities receive $45.57 billion.
  • Non-entitlement units of local government receive $19.53 billion, distributed by individual states and funded by the U.S. Treasury. Each jurisdiction receives population-adjusted payments based on such jurisdiction’s share of the state population.

Coronavirus Capital Projects Fund

Sec. 9901, SSA-Sec. 604

$10 billion available for states, territories, and Tribal governments to support critical capital projects directly enabling work, education and health monitoring in response to COVID-19:

  • Each state receives $100 million.
  • U.S. territories receive $100 million to be split among them.
  • Tribal governments and the state of Hawaii receive $100 million to be split among them.
  • Remainder of funds to be allocated to states based on population.

NOTE: The Treasury Department will establish an application process for grants from the fund within 60 days of enactment of the law.


Local Assistance and Tribal Consistency Fund

Sec. 9901, SSA-Sec. 605

$2 billion for eligible revenue-sharing counties and tribal governments:

  • Eligible revenue-sharing counties will receive $750 million allocated based on economic conditions for each FY 2022 and FY 2023.
  • Eligible tribal governments will receive $250 million allocated based on economic conditions for each FY 2022 and FY 2023.

NOTE: Payments from this fund may be used for any governmental purpose other than a lobbying activity and will remain available until September 30, 2023.


Other State, Local, and Government Funding Sources

Additional federal government programs have received funding earmarked to support recovery efforts in states, Tribes, and territories. These funds can be applied for via grant applications depending on each government agency’s circumstances.

Homeowner Assistance Fund

Sec. 3206

$10 billion allocated to states, territories, and tribes through grants to prevent homeowner mortgage defaults, foreclosures, and displacements.

Funds may be used to reduce mortgage principal amounts, assist homeowners with housing payments and other aid needed to prevent eviction, mortgage default, foreclosure, or the loss of utility services.

Funds may also reimburse state and local governments that have provided similar assistance since January 2020.

Each state, along with the District of Columbia and Puerto Rico, will receive at least $50 million. Additional amounts will be set aside for other U.S. territories and tribes.

States, territories, and Tribes receiving funding will have to set aside at least 60% of their allocation to assist homeowners who make less than 100% of the local or national median income.


Homelessness Assistance and Supportive Services Program

Sec. 3205

$5 billion allocated to state and local governments to provide supportive services for homeless and at-risk individuals. Permitted fund uses include tenant-based rental assistance, housing counseling and homeless prevention services, and acquiring non-congregate shelter units.


Low-Income Home Energy Assistance Program (LIHEAP) and Water Assistance Program

Sec. 2911
Sec. 2912

$4.5 billion allocated to fund the LIHEAP program, and $500 million provided in state grants to assist low-income households with drinking water and wastewater services.


FEMA Disaster Relief Fund

SEC. 4005

$50 billion to reimburse state and local governments for the costs of ongoing COVID-19 response and recovery activities, and other emergencies.

Funding to remain available through FY 2025.


Final thoughts

With billions of dollars in aid becoming available to state, local and tribal government agencies, the use of these funds is going to be tracked very closely by federal regulators. If you have any questions about how funds can be utilized, and how to track and report this use, MGO’s dedicated State and Local Government team can help. Contact Us.

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The IPO Field Guide https://wpexplore.leftrightstudio.net/perspective/the-ipo-field-guide/ Wed, 13 Nov 2019 16:12:41 +0000 https://mgocpa.829dev.com/perspective/the-ipo-field-guide/ An initial public offering (IPO) of shares to the public is not the end of a journey, but instead the start of a new life for a company. An IPO forever changes the way a company operates and grants access to a deep, consistent pool of capital that serve as a launching pad for achieving lasting, strategic growth.

The trade-off is greater public and regulatory scrutiny, and often, fundamental changes to the way a business operates. We’ve assembled this guide to layout the roadmap for a successful IPO. Utilizing experience gained from years of developing registration statements, auditing and preparing financial statements, and conducting due diligence, we present the core steps and concepts required. The IPO process is complex, resource-intensive, and pocked with pitfalls to the unprepared.

Download the PDF

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